Value proposition
At Bci Private Banking, we combine a strong track record with a global vision to provide financial solutions customized to your individual needs. From wealth management to investment planning, our team offers strategic advice to protect, preserve, and grow your wealth.
As private banking specialists, we are committed to delivering personalized services focused on our clients and their needs.
Banking solutions 1, 2
Multi-Currency Checking Accounts: available in U.S. dollars, Euros, British pounds, Yuan, Canadian dollars, and Yen. Enjoy global transfers and checks.
NOW account: 3 invest, save and earn interest.
Time deposits: starting from 2 days, with fixed profitability based on the agreed-upon amount and term.
Bci Miami Debit Card - Visa®: 4 providing international access to ATMs and point-of-sale terminals.
American Express International Products 5: The Platinum Card® - International Dollar Card and The American Express® Gold Card – International Dollar Card.
Investment Solutions
Sales & Trading 6, 7
International Stocks and Options: invest in stocks from different global markets with the guidance of our experts, supported by solutions dedicated to managing risks and speculations.
Fixed Income: different yields and risk classifications to diversify your investment portfolio.
Mutual Funds and ETFs: investment instruments designed to help you achieve financial goals, such as stock market participation and private company stakes.
Private Equity Funds: these investment funds use your money to acquire stakes in private companies.
Structured Products: custom-designed financial products tailored to meet investment needs, risk management, and achieve financial objectives.
Alternative Product: instruments strategies used beyond traditional investments, such as stocks, bonds, and cash.
Yankee Certificate of Deposit (YCD): short-term financial investment instrument denominated in dollars, featuring a fixed rate.
Discretionary
Advisory Service
Allows clients to delegate decision-making based on their profile and objectives.
Portfolios reflect Bci's continuous and specialized analysis.
Adapt the investment to the desired risk level.
Access to over 40 international fund houses.
Transaction fees are included in the annual account fee.
Non-Discretionary
Advisory Service
Allows clients to maintain control over investment decision-making.
Include continuous and specialized advisory services.
Adapt the Investment to the desired risk level.
Access to over 40 international fund houses.
Transaction fees are included in the annual account fee.
Transactional Service 8
Allows clients to make their own investment decisions.
It includes continuous and specialized recommendations tailored to the client's needs.
Access to both local and international platforms.
Access to over 40 international fund houses.
Fees associated with transaction levels.
Financing
Lines of Credit: benefit from a flexible approval process that provides access to funds in the United States based on your needs.
General Financing: we offer short- and long-term strategies to meet liquidity needs.
Collateral-Based Lending: loans with a collateral guarantee.
Commercial Real Estate Investment Financing (through City National Bank of Florida): we finance your commercial real estate property in the United States.
Mortgage Loans: acquire a new property or refinance an existing one with our available mortgage loans, processed and granted with the support of City National Bank of Florida.
Online banking
Check your account balances and activity: at any time of the day.
International fund transfers: send money to any part of the world in multiple currencies.
Request checkbooks: as needed.
Review digital statements: monthly information is available on your private site.
Explore the Bci Miami App: consult balances, review check images, initiate fund transfers, and more. Available on the App Store and Google Play.
Electronic Time Deposit confirmations: available online at your convenience.
Disclosures
1. Bci Miami Branch is not federally insured. If it fails, the Federal Government does not guarantee that you will get your money back.
2. Account related service fees (such as stop payment, minimum balance fees, etc.) still apply. Certain account restrictions/limitations may apply. Refer to an Account Representative/Banker/RM for further details.
Now accounts:
3. Certain account restrictions/limitations may apply. Refer to an Account Representative/Banker/RM for further details. Interest payments on NOW Accounts and Time Deposits are subject to a minimum balance established by Bci Miami and interest rates may vary depending on the market.
Bci Debit Card:
4. Fees may apply. Fees charged by non-Presto® ATM owners/operators may also apply.
American Express International Dollar :
5. The products of American Express are exclusively provided by American Express and are not being provided by Bci Miami Branch.
Investment Solutions:
6. Not insured by the FDIC. Not a deposit or other obligation of, or guaranteed by, the depository institution. Subject to investment risks, including possible loss of the principal amount invested.
7. These services may be offered by a Licensed Representative of Private Banking through Bci Securities LLC, an affiliate of Bci.
8. These services are offered by a Licensed Representative of Preferred Banking through Bci Securities LLC, an affiliate of Bci.
9. These services are offered by a Licensed Representative of Preferred Banking through Bci Securities LLC, an affiliate of Bci.
7. These services are offered by a Licensed Representative of Preferred Banking through Bci Securities LLC, an affiliate of Bci.
International Funds Transfer:
11. As permitted by law.
Explore the Bci Miami App:
12. Google Play is a trademark property of Google LLC.
13. All loans are subject to credit approval and loan requirements. Terms and conditions apply. This is not a commitment to lend. Loan programs, terms, rates, and conditions are subject to change without notice.
Commercial Real Estate Investment Financing Mortgage Loans :
14. The Commercial Real Estate Investment Financing and Mortgage Loan products are exclusively provided by City National Bank of Florida and are not being provided by Bci Miami Branch.
1. Bci Miami Branch is not federally insured. If it fails, the Federal Government does not guarantee that you will get your money back.
2. Account related service fees (such as stop payment, minimum balance fees, etc.) still apply. Certain account restrictions/limitations may apply. Refer to an Account Representative/Banker/RM for further details.
Now accounts:
3. Certain account restrictions/limitations may apply. Refer to an Account Representative/Banker/RM for further details. Interest payments on NOW Accounts and Time Deposits are subject to a minimum balance established by Bci Miami and interest rates may vary depending on the market.
Bci Debit Card:
4. Fees may apply. Fees charged by non-Presto® ATM owners/operators may also apply.
American Express International Dollar :
5. The products of American Express are exclusively provided by American Express and are not being provided by Bci Miami Branch.
Investment Solutions:
6. Not insured by the FDIC. Not a deposit or other obligation of, or guaranteed by, the depository institution. Subject to investment risks, including possible loss of the principal amount invested.
7. These services may be offered by a Licensed Representative of Private Banking through Bci Securities LLC, an affiliate of Bci.
8. These services are offered by a Licensed Representative of Preferred Banking through Bci Securities LLC, an affiliate of Bci.
9. These services are offered by a Licensed Representative of Preferred Banking through Bci Securities LLC, an affiliate of Bci.
7. These services are offered by a Licensed Representative of Preferred Banking through Bci Securities LLC, an affiliate of Bci.
International Funds Transfer:
11. As permitted by law.
Explore the Bci Miami App:
12. Google Play is a trademark property of Google LLC.
13. All loans are subject to credit approval and loan requirements. Terms and conditions apply. This is not a commitment to lend. Loan programs, terms, rates, and conditions are subject to change without notice.
Commercial Real Estate Investment Financing Mortgage Loans :
14. The Commercial Real Estate Investment Financing and Mortgage Loan products are exclusively provided by City National Bank of Florida and are not being provided by Bci Miami Branch.
