Value proposition

Banking solutions 1, 2
Exclusive products and services designed for your business.
Multi-currency Checking accounts: available in U.S. dollars, Euros, British pounds, Renminbi, Canadian dollars, and Yen.
Money Market accounts: 3 receive interest for maintaining funds.
Time deposits: starting from 2 days. Invest in short-term with low risk.

Digital Payments
Innovative payment solutions tailored to your needs.
Online banking: service available in both English and Spanish language.
Domestic and international mass payments: initiate payroll payments for suppliers’ concepts, pensions, and other transactions through Bci accounts or other banks.
Mobile Banking: initiate financial transactions remotely using your mobile device.
Host-to-host: a solution that enables a direct connection between your company's server and the bank's server for automating payments and other services.
Statement in MT940 format: used for transferring financial information between banks.
Bilingual Support Team: our specialized team is available in English and Spanish to resolve your inquiries.

Investment Solutions 4, 5
Delegate your wealth management to experts.
Mutual Funds: explore medium and long-term Money Market Mutual Funds, oriented to meet the investment needs of your company.
International Stocks: invest in stocks from different global markets with the guidance of our experts.
Discretionary and Non-Discretionary Portfolios: different investment approaches related to managing your money, whether making active decisions or receiving advice for your fund's investment.
Yankee Certificate of Deposit (YCD): short-term financial investment instrument denominated in dollars, featuring a fixed rate.
ETF's / Private Equity Funds: used to achieve diverse financial goals, including stock market participation and investments in private companies.
Options and Derivatives: solutions designed to manage risks and speculations.
Structured Notes: is a solution that combines elements of conventional debt with derivative characteristics.

Financing 6
We support the internationalization process of our clients.
International factoring: we finance and manage your accounts payable through international commercial transactions.
Collateral Based Lending: loans with a collateral guarantee.
Structured Financing: designed to meet your long-term financing needs for your investment projects.
Trade Finance: financial products and services that facilitate international trade by providing funds and mitigating risks.
Standby Letters of Credit (SBLC): is an instrument that ensures the fulfillment of financial and contractual obligations in diverse commercial transactions and projects.
Commercial Real Estate Financing: we finance your real estate property for commercial or investment purposes.

Other services
International Payments.
Foreign Exchange Services.
Import and Export Documentary Collection.
Forward Exchange Rate Hedging.

Disclosures
Banking Solutions:
1. Bci Miami Branch is not federally insured. If it fails, the Federal Government does not guarantee that you will get your money back.
2. Account related service fees (such as stop payment, minimum balance fees, etc.) may apply. Certain account restrictions/limitations may apply. Refer to an Account Representative/Banker/RM for further details.
Money Market Accounts:
3. Transactions are limited to six (6) transfers or withdrawals (or combination of 6 transfers and withdrawals) per each statement cycle to another of your account(s), or to third parties when these transfers are made-by means of preauthorized, automatic transfer, or telephone/electronic transfer, or by check, draft, debit card, or similar order. Refer to an Account Representative/Banker/RM for further details.
4. Not insured by the FDIC. Not a deposit or other obligation of, or guaranteed by, the depository institution. Subject to investment risks, including possible loss of the principal amount invested.
5. These services may be offered by a Licensed Representative through Bci Securities LLC, an affiliate of Bci.
6. All loans are subject to credit approval and loan requirements. Terms and conditions apply. This is not a commitment to lend. Loan programs, terms, rates, and conditions are subject to change without notice.
Banking Solutions:
1. Bci Miami Branch is not federally insured. If it fails, the Federal Government does not guarantee that you will get your money back.
2. Account related service fees (such as stop payment, minimum balance fees, etc.) may apply. Certain account restrictions/limitations may apply. Refer to an Account Representative/Banker/RM for further details.
Money Market Accounts:
3. Transactions are limited to six (6) transfers or withdrawals (or combination of 6 transfers and withdrawals) per each statement cycle to another of your account(s), or to third parties when these transfers are made-by means of preauthorized, automatic transfer, or telephone/electronic transfer, or by check, draft, debit card, or similar order. Refer to an Account Representative/Banker/RM for further details.
4. Not insured by the FDIC. Not a deposit or other obligation of, or guaranteed by, the depository institution. Subject to investment risks, including possible loss of the principal amount invested.
5. These services may be offered by a Licensed Representative through Bci Securities LLC, an affiliate of Bci.
6. All loans are subject to credit approval and loan requirements. Terms and conditions apply. This is not a commitment to lend. Loan programs, terms, rates, and conditions are subject to change without notice.