Value Proposition
We provide comprehensive and personalized banking services. For Bci Corporation clients, we operate as a single bank, ensuring continuity in the service model for our customers in Chile, and recognizing their relationship and trajectory with Bci Corporation.
Banking solutions 1, 2
Multi-currency Checking accounts:
available in U.S. dollars, Euros, British pounds, Yuan, Canadian Dollars, and Yen. Allows global transfers and checks.
NOW Account: 3
invest, save, and earn interest.
Time deposits:
starting from 2 days, with a fixed return based on the agreed-upon amount and term.
Bci Miami Debit Card - Visa ®: 4
provides international access to ATMs and point-of-sale terminals.
American Express International Products: 5
The Platinum Card® - International Dollar Card and The American Express® Gold Card – International Dollar Card.
Investment solutions 6, 7
We design personalized portfolio management strategies and offer a wide range of investment products in U.S. dollars and other currencies to support our clients, such as:
International Stocks and Options: invest in international stocks from different global markets supported by solutions to manage risks.
Fixed Income: different yields and risk ratings to diversify your investment portfolio.
Mutual Funds and ETFs: we offer a wide range of mutual funds and ETF options to help you design the investment portfolio that fits your specific needs.
Structured Products: custom-designed financial products tailored to meet investment needs, risk management, and achieve expected returns.
Alternative Products: investment instruments and strategies are used outside traditional stock, bond, and cash investments.
Yankee Certificate of Deposit (YCD): short-term, dollar-denominated, fixed-rate investment instrument issued in the United States.
We have multiple investment solutions from which you can choose the type of management that suits you best. Our experts can help you align your investor profile with one or more of our customized solutions:
Transactional Service 8
Allows clients to make their own investment decisions.
It includes continuous and specialized recommendations tailored to the client's needs.
Access to local and international platforms.
Costs associated with the level of transactions.
Access to over 40 international fund houses.
Discretionary Advisory Service 9
Allows clients to delegate decision-making according to their profile and objectives.
Portfolios reflect Bci's continuous and specialized analysis.
Transaction costs are included in the annual account fee.
Tailors the investments to the desired level of risk.
Access to over 40 international fund houses.
Non-Discretionary Advisory Service 10
Allows the client to maintain control over investment decision-making.
Includes continuous and specialized advice.
Transaction costs are included in the annual account fee.
Tailors the investments to the desired level of risk.
Access to more than 40 international fund houses.
Financing 11
General Financing: we offer short- and long-term strategies to meet liquidity needs.
Collateral Based Lending: collateralized loans.
Lines of Credit: to meet your liquidity needs at your convenience.
Commercial Real Estate Investment Financing: we finance your commercial real estate property in the United States.
Mortgage Loans: 12 we finance your mortgage needs for investment or residential purposes.
Online banking
Check your account balances and activity: at any time of the day.
International fund transfers: 13 send money to anywhere in the world in different currencies.
Request checkbooks: when you need them.
Digital account statements: monthly information is available on your private site, with the option of eliminating the receipt of confidential information by paper.
Electronic Time Deposit confirmations: available online at your convenience, with the option of eliminating the receipt of confidential information by paper.
Explore the Bci Miami App: 14 consult balances, review images of your checks, initiate fund transfers, and more. Available in the App Store and Google Play.
Bilingual Support Team: our specialized team is available in English and Spanish to resolve your inquiries.
Disclosures
1. Bci Miami Branch is not federally insured. If it fails, the Federal Government does not guarantee that you will get your money back.
2. Account related service fees (such as stop payment, minimum balance fees, etc.) still apply. Certain account restrictions/limitations may apply. Refer to an Account Representative/Banker/RM for further details.
Now accounts:
3. Certain account restrictions/limitations may apply. Refer to an Account Representative/Banker/RM for further details. Interest payments on NOW Accounts and Time Deposits are subject to a minimum balance established by Bci Miami and interest rates may vary depending on the market.
Bci Debit Card:
4. Fees may apply. Fees charged by non-Presto® ATM owners/operators may also apply.
American Express International Dollar :
5. The products of American Express are exclusively provided by American Express and are not being provided by Bci Miami Branch.
6. Not insured by the FDIC. Not a deposit or other obligation of, or guaranteed by, the depository institution. Subject to investment risks, including possible loss of the principal amount invested.
7. These services may be offered by a Licensed Representative of Preferred Banking through Bci Securities LLC, an affiliate of Bci.
8. These services are offered by a Licensed Representative of Private Banking through Bci Securities LLC, an affiliate of Bci.
9. These services are offered by a Licensed Representative of Private Banking through Bci Securities LLC, an affiliate of Bci.
10. These services are offered by a Licensed Representative of Private Banking through Bci Securities LLC, an affiliate of Bci.
11. All loans are subject to credit approval and loan requirements. Terms and conditions apply. This is not a commitment to lend. Loan programs, terms, rates, and conditions are subject to change without notice.”
Commercial Real Estate Investment Financing Mortgage Loans :
12. The Commercial Real Estate Investment Financing and Mortgage Loan products are exclusively provided by City National Bank of Florida and are not being provided by Bci Miami Branch.
International Funds Transfer:
13. As permitted by law.
Explore the Bci Miami App:
14. Google Play is a trademark property of Google LLC.
1. Bci Miami Branch is not federally insured. If it fails, the Federal Government does not guarantee that you will get your money back.
2. Account related service fees (such as stop payment, minimum balance fees, etc.) still apply. Certain account restrictions/limitations may apply. Refer to an Account Representative/Banker/RM for further details.
Now accounts:
3. Certain account restrictions/limitations may apply. Refer to an Account Representative/Banker/RM for further details. Interest payments on NOW Accounts and Time Deposits are subject to a minimum balance established by Bci Miami and interest rates may vary depending on the market.
Bci Debit Card:
4. Fees may apply. Fees charged by non-Presto® ATM owners/operators may also apply.
American Express International Dollar :
5. The products of American Express are exclusively provided by American Express and are not being provided by Bci Miami Branch.
6. Not insured by the FDIC. Not a deposit or other obligation of, or guaranteed by, the depository institution. Subject to investment risks, including possible loss of the principal amount invested.
7. These services may be offered by a Licensed Representative of Preferred Banking through Bci Securities LLC, an affiliate of Bci.
8. These services are offered by a Licensed Representative of Private Banking through Bci Securities LLC, an affiliate of Bci.
9. These services are offered by a Licensed Representative of Private Banking through Bci Securities LLC, an affiliate of Bci.
10. These services are offered by a Licensed Representative of Private Banking through Bci Securities LLC, an affiliate of Bci.
11. All loans are subject to credit approval and loan requirements. Terms and conditions apply. This is not a commitment to lend. Loan programs, terms, rates, and conditions are subject to change without notice.”
Commercial Real Estate Investment Financing Mortgage Loans :
12. The Commercial Real Estate Investment Financing and Mortgage Loan products are exclusively provided by City National Bank of Florida and are not being provided by Bci Miami Branch.
International Funds Transfer:
13. As permitted by law.
Explore the Bci Miami App:
14. Google Play is a trademark property of Google LLC.
